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Author: April Olson

Maximum debt ratio: do your calculations!

Maximum debt ratio: do your calculations!

When building your mortgage, the bank or the lending institution will tell you a number of conditions to be met in order to obtain your funds and carry out your real estate purchase project. Among these conditions, there is what is called the “maximum debt ratio”, a rate calculated according to your income and your monthly expenses and intended to determine how much you can repay each month without taking the risk of fall into debt. Let us see more precisely what corresponds and how the mortgage loan debt rate is calculated.

Tips on How to Negotiate Your Debts

Tips on How to Negotiate Your Debts

First of all, you need to know what your debts and their respective values ​​are. It is common that when a person is going through a difficult time, they become scared or ashamed and stop following their financial situation. However, to negotiate your debts you need to know all its details: what was purchased, what was the amount, the date of purchase, was it in cash or in installments, what is the interest rate charged, are there fines beyond interest,…

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Credit and dental expenses: can we make a loan for dentists expenses?

Credit and dental expenses: can we make a loan for dentists expenses?

Do you have dental costs to pay, these are not covered by your insurance? Have you ever thought about the credit solution? Fast and flexible, this product can help you pay your dentist bills. Our explanations and advice. What does insurance cover? Dental costs are in principle not covered by basic insurance (LAMal). The only exception concerns medical cases (dental diseases). In all other cases, only a complementary insurance (LCA) will make it possible to obtain a possible reimbursement of…

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Civil Disabled Pensioners Loans: How You Can Receive Credit

Civil Disabled Pensioners Loans: How You Can Receive Credit

Loans to disabled civilian pensioners do not include the assignment of the fifth. This consumer credit solution, in fact, does not allow to intervene on the amount of invalidity treatments. This scenario can prove problematic at first glance. But if you go deeper, you can find other useful options. Here are what they are. Loans to pensioners with civil disability: financing changed Those looking for loans to disabled civilian pensioners can refer to changed loans. Products based on the signature…

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Non-bank loan rankings – why is it worth using them?

Non-bank loan rankings – why is it worth using them?

Loans are very popular. This applies in particular to the holiday season. Christmas is fast approaching, which is why a lot of consumers are looking for ways to improve their home budget. Of course, non-bank loans come to the rescue here. At the moment, the number of loan offers is so large that finding the best one can be very difficult. The non-bank loan ranking comes to our aid. What distinguishes loan rankings and why are they worth visiting? Ranking…

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Loan offer for metalworkers.

Loan offer for metalworkers.

Are you hired through Best bank and are wondering if your job gives you the possibility of accessing a loan by transferring the loan? Today we are dealing with this very issue, trying to analyze the possible solutions for the transfer of the fifth for workers hired with a metalworking contract. Loans: requirements that metalworkers must possess To access a loan by transferring the fifth, it is essential to be in possession of a paycheck, such as to represent an…

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Loans Changed: what they are and how to get them

Loans Changed: what they are and how to get them

Loans changed: what they are, who makes them and how to receive them Loans changed are a form of financing that many people resort to when they need to get money in a short time and without having to submit too many documents for the loan. But let’s see in detail how these loans work. First of all it is necessary to specify that this type of loans without paycheck is called this because the repayment of the monthly installments…

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Long-term loans for those in debt up to USD 50,000

Long-term loans for those in debt up to USD 50,000

The financial market is growing dynamically from year to year. We currently have access to many companies that provide loans to those in debt . Until recently, payday loans dominated over all financial offers, while today long-term loans for the indebted are leading in the rankings. More and more customers value the repayment period as the main determinant when applying for financing in non-bank companies. Why is this happening? What makes long-term loans different from other offers? Long-term loans for…

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Loan as window cleaner and glazier

Loan as window cleaner and glazier

Would you like to borrow money as a window cleaner or glass master? We make it easy to compare loans online so you end up with the best solution. Did the bank say no or do you want to investigate the alternatives? You can quickly apply for a loan through our listings. This way you will be able to clarify your options and what interest rates you will be offered. Your income as a glass master or window cleaner can…

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Credit term: how to speed up the process to obtain a loan?

Credit term: how to speed up the process to obtain a loan?

When applying for a loan, the time elapsing between the time of the request and the sending of the contract can vary considerably from one situation to another. This credit period certainly depends on the agency or bank to which we are addressing, but not only. What are the good reflexes to have to get an answer quickly? Our three tips. 1. Transmitting precise and complete information It is important, when applying for a loan, to transmit accurate, need and…

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